Kindly be informed that by accessing this platform and its services, you have granted JeGO Technologies Inc, JeGO Technologies Limited (“JéGO”, “Company”, “our”, “us”, “we”) collects, uses, shares and protects the personal data, whether received directly from users (“User” or “you”) and / or through our websites, mobile applications, social media networks, interactive features and the use of our products, and services. JéGO will be responsible for protecting every bit of data you share with us while using this platform because it will be used to improve our services, protect the privacy of your personal information, and provide you with better services. We value and respect your decision, but with such a great choice comes a greater obligation as to how the data you provide to us is safeguarded and used to serve you better. Given the significance of this obligation and our aim to instill the utmost confidence in the safety of your personal information, we want you to be aware of how we deal with your personal information. Your usage of our website, mobile applications, and services may give us information about you. This policy explains the data we gather, how we use it, and who we could share it with. Please be aware that by using our services going forward, you are indicating your acceptance of our policy and that your information is secure. If you use any of the services on our website or mobile application, you agree that your data will be collected and used in the manner described in this policy. To deliver and enhance our service, we use the data we gather. If you ask us to, a court mandates it, or it is required for us to provide promotional services, we won't divulge your information to anybody else. Only the purposes outlined in our privacy policy will be used to utilize information. If you don'twant us to have access to your personal information, especially when you use our services, you can accept or decline to consent to the policy.All users and account holders of our services, including those who access our applications, websites, features, or other services via partners or affiliates, are subject to the terms and conditions of this policy. In this policy, "holders/users" refers to every individual it addresses, including anyone whose information JéGO obtains in connection with its services or who voluntarily submits information to JéGO as part of an application to use those services. The laws of the jurisdictions in which we do business shall apply to the procedures described in this policy. This means that we only use the techniques outlined in this policy inside a country or territory if the country's Data protection and Technology Regulations or other pertinent legislation allow us to. Please contact us at hello@jegopods.com if you have any questions regarding how we operate in your country or location.JeGO collects:

• Details you willingly give to JéGO, when you register for an account on the JéGO website or mobile application such as;
  1. Account Details;
     1. Customer Details: First Name, Last Name, date of birth, Email Address, Phone Number, Personal Address, Valid ID;
     2. Business Details: Business Address, CAC Certificate, and relevant documents. Company Director ID and details, business logo;
     3. Vendor Details: First Name, Last Name, Business Email Address, Business Phone Number, Business Name, Business Address, Account Details;
  2. Vehicle Identification Number (VIN);
  3. Vehicle repair & maintenance history - collected from invoices;
  4. Vehicle Registration Details;
  5. Bank Verification Numbers (BVN);
  6. NIN and a valid ID;
  7. Tax Identification Number.
• Information obtained from your use of our services, including your phone number, home address, email address, Bank account details, debit card details, means of Identification, taxpayer identification number, etc.
• Additional sources of information include partners of JéGO and third parties who use systems connected to JéGO. All of that information will help us stay in compliance with all applicable laws, especially those that deal with anti-money laundering and stopping the funding of crime in each jurisdiction where we do business. Additionally, it will help us keep the cost of your use of our goods or services to a minimum.

The following information is obtained by JéGO or on its behalf:This may include:

• User profile: When you create or update your JéGO account, we ask you for information. Your name, email address, phone number, login details, residential address, (together with any pertinent payment verification data), official documents of legally valid government-issued identification, birth date, photo, and signature may all be included in the information. This includes any preferences and selections you have made for your JéGO account.
• Background Check Information: If you sign up to use JéGO services, we might gather background check data about you. This may include details about your transaction history, whether you are a high-risk person, your credit status, how much you are allowed to hold on all available assets, depending on your line of work and earnings using a bank account.
• User content: We may gather the information you provide, such as your name, home address, email address, etc., if you get in touch with our customer service, rate or recommend other users, or engage with customer support in any other way.

We keep a record of how you use our services. This information includes the times and dates of your accesses, the system activity, the type of mobile device or browser you were using features or pages of the apps you used, any app crashes or other prior to accessing our services, and the websites or third-party services you had previously used. In some cases, we collect this data through technologies like cookies and other tools that create and store unique identifiers.We use cookies to optimize and continuously improve our website for individual users visiting our website.JéGO Products and services are intended for persons under age 18 and older. We do not knowingly collect personal information from minors under 18 years of age. We will delete any personal information later determine5 to be collected from such individuals.We may gather data from the hardware brands and models, IP addresses, operating systems, software, file names, and versions, preferred languages, unique device identifiers, advertising identifiers, serial numbers, device motion data, and mobile network data from the devices you use to access our services.Additionally, JéGO may use this data for analysis, security, the improvement of its products and services, and the provision of customer assistance (including the handling of user complaints).These may include: User remarks like ratings or compliments.

• Users asking for services
• on your behalf or in your name.

Although many customers have thousands of transactions spread across multiple Account numbers or wallets, and money holdings as it relates to activities on the JéGO Ecosystem and other services features, JéGO collects and analyzes the data to offer quick, dependable, and simple ways of obtaining the cheapest, accessible, seamless transaction on all our platforms. Additionally, we use the information we collect:JéGO does not sell or otherwise transfer your personal data to outside parties for their direct marketing campaigns. JéGO uses the information it collects for purposes including providing services and features. The data we gather is used by JéGO to provide, customize, upkeep, and enhance our goods and services. This includes utilizing the data to:Depending on your relationship and/or interactions with JéGO, we may share the above categories of personal data that are collected, processed, and shared for specified, explicit and legitimate purpose, with:

• Affiliates - We may disclose some or all of your personal information to our subsidiaries, joint ventures, and other companies under our common control.
• Pursuant to Legal Process - We may also disclose personal information to comply with applicable laws and regulations, to respond to a subpoena, search warrant, or other lawful requests for information we receive, or as otherwise pursuant to legal process.
• Protection of Rights and Interests - We may also use and disclose personal information to establish or exercise our legal rights, to enforce our agreements, to assert and defend against legal claims, or if we believe such disclosure is necessary to investigate, prevent, or take other action regarding actual or suspected illegal or fraudulent activities or potential threats to the physical safety or well-being of any person.
• Business Transactions - Subject to applicable law, we reserve the right to transfer some or all personal information in our possession to a successor organization in the event of a merger, acquisition, bankruptcy, or other sale or transfer of all or a portion of our assets. If any such transaction occurs, the purchaser will be entitled to use and disclose the personal information collected by us in the same manner that we can, and the purchaser will assume the rights and obligations regarding personal information as described in this Policy.
• Vendors - We employ other companies to perform functions both on our and your behalf, such as website monitoring and hosting, maintaining and securing the Properties, sales and order fulfillment, product repairs and maintenance, customer service, credit card processing, IT services, online and offline advertising, analytics, sending and responding to electronic mail, and other functions necessary to support JéGO and the products, future product offerings, and services that we offer.
• Third Parties - Where permitted by applicable law or where you have agreed, we may share your name and email with select third parties whose products or services we think you may be interested.
• Rewards Program or Other Promotions - If you choose to participate in our Rewards Program or a promotion sponsored by JéGO, we may share your personal information with third parties (including, without limitation, a co-sponsor) or the public in connection with the administration of such promotion, and as required by law or permitted by the Rewards Program or other promotion’s terms or official rules (such as on a winners list).
• De-identified Data - We may share de-identified information under applicable law.

We utilize your data to preserve the quality, integrity, and security of our services and users. For instance, this, consists of:

• Preventing unscrupulous and dishonest people from accessing our services by thoroughly reviewing background checks as permitted by law, screening clients before allowing them to use our services, and doing so periodically.

In order to prevent, identify, and deal with fraud and other harmful behaviors, we also use the device'slocation, profile, usage, account history, and other data. Looking for trends or patterns that indicate fraud or the potential for safety incidents in some nations may be part of the processing of such data. This can include data that came from outside sources.Under applicable data protection laws, as a data subject, you have right of access, right to rectification, right to be forgotten, right to restriction of processing, right to data portability, right to object to processing of personal data.

• Right of Access - Data subjects have the right to request access to the data we hold about you at any time. This information includes, but is not limited to, the categories of data we have processed, the purposes for which we have processed this data, the origin of the data if we did not collect it from you directly, and, if applicable, the recipients to whom we have transferred your data. You can request a copy of your data free of charge. If you are interested in obtaining additional copies, we reserve the right to charge you accordingly.
• Right to Rectification- The data subject have the right to obtain from us without undue delay the rectification of inaccurate personal data concerning him or her. Considering the purposes of the processing, the data subject shall have the right to have incomplete personal data completed, including by means of providing a supplementary statement.
• Right to Erasure – The data subject have right to obtain from us the erasure of personal data concerning him or her without undue delay and the controller shall have the obligation to erase personal data without undue delay where one of the following grounds applies:
  • The data is no longer required for the purposes for which it was collected or otherwise processed;
  • Your consent, which is the basis of data processing, is revoked and there is no other legal basis for the processing;
  • You object to the processing of your data and there are no overriding legitimate grounds for processing, or you object to the processing of data for direct marketing purposes;
  • The data was processed unlawfully, unless processing is necessary to ensure compliance with a legal obligation that requires us to process your data;
  • particularly with regard to legal retention periods;
  • to enforce, exercise, or defend legal claims.
• Right to Restriction of processing - You have the right to request that we restrict the processing of your personal information in certain circumstances, such as :
  • You dispute the accuracy of the data for the period of time that we need to verify the accuracy of the data;
  • The processing is unlawful but you refuse the deletion of your data and instead demand a restriction of use;
  • We no longer need your information but you need it to enforce, exercise, or defend legal claims;
  • You have lodged an objection against processing as long as it is not clear whether our justified reasons outweigh yours.
• Right to Object - In these circumstances, you may have the right to request that we stop proce ssing your personal data:
  • If the data processing is based on your consent
  • If the processing is based on our legitimate interests or those of a third party.
  We may still continue to process your data, in the event that we can provide legitimate reasons that outweigh your right or that we may need your data to enforce, exercise or defend legal claims.
• Data portability
  • You have the right to transfer your personal information to another controller in a machine-readable format, if such personal data was processed by us based on a contract or your consent.
If you wish to invoke your data subject rights, please e-mail to hello@jegopods.com. We make all efforts to comply with all requests within 30 days. However, this timeline may be extended, or we may be unable to provide information about your data for reason relating to the specific subject right or complexity of your request or legal requirements, in such cases, we will inform you with any such information.
If you believe that your rights were not addressed properly, you are entitled to file a complaint with a competent data protection supervisory authority (in particular in the EU Member State of your habitual residence, place of work or alleged infringement) if you believe we have not complied with applicable data protection laws.

California residents have the Right to Know rights under the CCPA to request to disclose what personal information that we collect, use, disclose and sell, in the preceding 12 months.

• Right to Delete - If you are a California resident, you may request that we delete your personal information. Note that deletion requests are subject to certain limitations. For example, we may retain personal information as permitted by law, such as for tax or other record-keeping purposes, to maintain an active Account, and to process transactions and facilitate customer requests.
• Right to Opt-Out of Sale - If you are a California resident, you may request that we not disclose your personal information to third parties. Please note that we may continue to share your personal information with our affiliates and service providers and for essential purposes described above and other such circumstances. To the extent “sale” is interpreted under the CCPA to include advertising technology activities such as those disclosed in the cookies and analytics and advertising sections as a “sale,” we will comply with applicable law as to such activities. You may update your preferences through the cookie consent banner that may appear at the bottom of JéGO websites.
• Right to Non-Discrimination - You have the right not to receive discriminatory treatment in terms of price or services for exercising any of your CCPA rights.
• Exercising Your Rights - If you are a California resident and the CCPA applies to you, you can submit a consumer request by emailing us at hello@jegopods.com. In your request, please specify the type of request you are making, and provide your name and email. We will verify your request by contacting you via email and respond substantively within the timeframe permitted by law.

After notifying you and getting your consent, JéGO uses the information we collect from you when you use our customer support services to assist you to: -

• Direct your questions to the appropriate customer support person.
• Investigate and address your concerns.
• Monitor and improve our customer support responses.

Using the data we obtain, we might test, develop, and evaluate our service. This allows us to develop new features and products, enhance the security and safety of our services, and take any other necessary steps in order to provide these services.We may use the information we gather, in addition to any other uses permitted by applicable law, to defend against or settle claims or disputes arising from your use of the services or as requested by regulators, governmental bodies, or official investigations.JéGO provides a variety of ways for you to access and edit the data it collects, including:You can also ask JéGO to offer you an explanation, copies, or data correction.On the majority of smartphone platforms (including iOS, Android, and other devices), apps cannot access any kind of device data without your permission. Furthermore, these platforms protect your consent utilizing a range of authorization strategies. When the JéGO app initially requests access to a specific type of data, the iOS platform will notify you and give you the option to accept or reject. The JéGO app for Android devices will make its permission demands clear to you before you use it; by doing so, you confirm that you consent to them.You may request that JéGO:

• Provide a detailed report on the information that JéGO has about you and how it intends to use it.
• Obtain a copy of the information that JéGO has gathered on you.

Please request a correction if JéGO has any inaccurate information about you.Here, you can opt-out of receiving marketing correspondence from JéGO. You can receive emails and other messages from JéGO by following the instructions in those messages.Periodically, this policy may be revised. We'llnotify you via this website or our application or another method, like email, if we make any significant changes. By using our services after such notification, you consent to any revisions we make to this policy, to the extent authorized by applicable law. We advise you to regularly review this policy for the most recent information about our privacy practices. Older versions of our privacy policies will also be available for review.